First-time buyer mortgage rates fall

If you are buying a home for a first time, there is good news: fixed rates have fallen in the past two years. Providers have also begun offering incentives to lure customers into the housing market, but you should heed some advice. Research the area you want to live, know the deal you want to get, be aware of your credit score, look around for the best deal, and don’t be afraid to solicit advice from others.