Low interest rate loan can knock 15 years off a mortgage

Want to save money on your home loan? In order to get a two percent interest rate on your home loan you need to get a pivot loan. You basically borrow money for a lower interest rate for your home property loan but then turn around and borrow for a higher rate for an investment […]

Subdued property market sees prices and sales fall across the UK in March

House values are going up in the UK, but prices are dropping. Home sales have been falling nation wide which is better for the consumer. With home sales dropping, buyers will have a better chance at choosing the home they want. Home buyers will also have flexibility and negotiation power in the current market. This […]

Proportion of people searching for tracker mortgages ‘rose in May’

In the month of May, many people in the UK started using mortgage trackers, to see if there are better options out there to pay for their homes. Tracker deals only are beneficial if the rates stay low. If the rates rise you may end up paying more than previously thought. The bank of England […]

A third of property buyers see deals collapse after having an offer accepted

Since 2008, it has been estimated that about 23% of UK adults (11.91 million people) have had an offer accepted on a UK property they were interested in but of these 31% (3.69 million people) could not successfully complete the deal, thereby forcing them to search for property again. This result means that as much […]

First-time buyers in London pay double to buy home

The London housing market has seen some rapid changes take place recently. People want to buy a new home and avoid some stiff fees. It is expected that London home buyers will want to pay double on their own. First time buyers in London are pleased with the selection that they find. But the price […]

UK House Price Index for March 2018

The index dipped slightly from February to March, going down about 0.2%. While this trend can be concerning for short term sellers, typically prices are more flat in the winter when buyers are less eager to move and find a new place. Overall the average increase is 4.2% over a year, putting the price of […]

Nationwide’s mortgage lending slumps by a third

Nationwide is renowned for their ability to extend mortgage lending services. But recently, Nationwide has seen mortgage lending slump by a significant extent. Their figures have actually slumped by a third in recent months. That is cause for concern and people want to see Nationwide improve those figures. Follow their service package and get to […]

The UK regions most and least confident about house price rises in the next six months

The UK has seen dramatic changes in their house prices as of recently. The next six months are going to be a dramatic change for these locals. The most and least confident regions in the UK will be affected by these changes. Local home owners want to see prices change as a result of new […]

Help to Buy? What downsizers really need is Help to Sell

Home ownership for those in early adulthood in Britain has become an issue. The high prices for homes and the deposit requirement makes it difficult for those between the ages of 25 and 34 to afford a home. Those born 10 years earlier and in that age group were twice as likely to buy a […]

Mortgage lending could spark crisis, bank warns

There are more new home buyers in the UK just lately. And while that may seem like a positive. The Central Bank and its governor, Philip Lane do see cause for concern just beyond the primroses. The new home buys have resulted in sales upwards of 1.5 billion. So, far so good. But, Central Bank, […]