Only available through intermediaries, AHL products provide mortgages to all the lending market, including high adverse. AHL sell and manage property portfolios, as well as provide mortgages for lending panels.

Amber Homeloan mortgage categories are:

Amber Prime
Feather Adverse
Light Adverse
Medium Adverse
Heavey Adverse
Super Heavy Adverse
Bespoke

To determine which category you fall into, factors that are reviewed include:

If you have any CCJs (County Court Judgments) and how old they are
If you have any previous payments defaulted
If you have any previous mortgage payments missed

AHL primarily have Discount and Fixed rate mortgages:

Early repayment charges and application fees are standard
A cash back offer may apply
A higher lending charge may also apply
Some of AHL products are linked to a 3 month LIBOR which is the London Inter Bank Offered Rate

They also have specialist mortgages:

Self-Certification for those who are self employed
100% LTV mortgage which will let you borrow the full value of the property you want to buy
Buy to Let to buy a property for investment purposes.

To be eligible for this type of mortgage, you will either have to provide previous payslips or credited account for the last 2 years if you are self-employed.