Future Mortgages is part of Citigroup. Future Mortgages are not an independent adviser, they are a lender in their own right. Future Mortgages is a specialist mortgage lender providing loans for people who cannot obtain credit from traditional High Street lenders. The rates and fees charged by Future Mortgages are high but you may find credit here where your business is declined elsewhere.

The company deals only in specialist mortgages in four areas:

Buy to let
Right to buy
Self certified
Status led

All of these mortgages are suite people with bad credit ratings. In all cases the maximum LTV (loan to property value ratio) is 90%.

Future Mortgages product’s apply higher fees and rates but if nobody else can lend you the money then this might be the place to go.